By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services. Continued use of our services constitutes acceptance of any updates or modifications to these terms.
All content, materials, systems, and technologies provided by Stephub Labs, including but not limited to text, graphics, code, designs, and AI-generated outputs, are the intellectual property of Stephub Labs unless otherwise stated. You are granted a limited, non-exclusive, non-transferable license to use our services and deliverables for their intended purpose. You may not copy, reproduce, distribute, modify, or create derivative works from our materials without prior written consent. Any unauthorized use may result in termination of services and legal action.
Users must not attempt to circumvent security protocols, tamper with Protected Health Information (PHI), inject malicious code, or disrupt the integrity of our HIPAA-compliant infrastructure.
Stephub Labs provides high-performance, CMS-aware solutions designed to optimize enrollment funnels and streamline operations. However, we do not guarantee specific enrollment volumes, regulatory approval, or market dominance, as outcomes depend on CMS policy changes, carrier decisions, and market factors beyond our control. Use of our strategies, tools, and AI systems is at your own risk and subject to your independent verification of CMS compliance. To the fullest extent permitted by law, Stephub Labs shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of enrollments, commission adjustments, regulatory fines, loss of profits, data, or business opportunities arising from the use of, or inability to use, our services. While we strive to provide reliable, compliant, and error-free solutions, we do not guarantee uninterrupted service or that our systems will always align with real-time regulatory updates. Our total liability for any claim related to our services shall not exceed the amount paid by you for the specific services in the preceding 12-month period. Important: Our services are for marketing and operational support only and do not constitute legal, medical, or insurance advice. By using our services, you acknowledge and agree that you remain solely responsible for ensuring all marketing materials, lead generation practices, and enrollment processes comply with federal (CMS/HIPAA) and state regulations.